Individual Health Plans
Of the 4 categories of options, criteria for determining what’s right for you include
- Budget
- Pre-existing conditions: diagnosis, treatment and/or medication used in the past 12, 24 or 36 months
- Access to specific doctors and/or hospitals
- Access to specific medications
- Tax reduction strategy
ACA Marketplace
Pro: Pre-existing condition covered immediately
Pro: Low cost if eligible for income-based credits
Con: Narrow networks
Con: Co-pays for doctors & urgent care only at high level plans
Short Term Medical
Pro: Low cost
Con: Renewal not guaranteed (if you become ill)
Con: Pre-existing conditions not covered
Fixed Benefit (Indemnity)
Pro: Price transparency
Pro: Low price depends on pre-existing conditions
Con: Maternity is ‘additional, optional coverage’
Con: No annual out-of-pocket limit
Community Sharing Plans
Pro: Price transparency
Pro: Low price depends on pre-existing conditions
Pro: Maternity coverage included
Con: While it acts like insurance, it is not legally insurance
Healthcare is more than just the cost of premiums!
Because healthcare is not simple, you’re invited to schedule a time to start a discussion:
clicking on this link to select a time convenient or calling 678.965.2197
We don’t spam or robo-call you. We’re only interested in on-going relationships.
Getting Started with a Health Plan
Schedule A Consultation
We listen and learn from you. What’s good? What’s paining you? What’s your vision for the short and long term?
Share and Compare Options
We’ll simplify the complex and often non-transparent benefit options and tax impact. Having asked the right questions and organized the data clearly, your answers become apparent.
Select your Plan
Enrollment and ongoing changes are completed online.
Get In Touch
Tell us your story. Share your pain points. Propose what you want.
To get started, schedule a virtual or in-person meeting.